ABOUT BWTP

The Banking With The Poor Network is Asia's regional microfinance association.
Learn more >>


SUBSCRIBE

Get our monthly newsletter or browse our archives.
Subscribe now >>


ATTEND OUR EVENTS

Be part of the future of microfinance.
Go now >>

 

FOLLOW US









OUR PARTNERS



 

Women Cooperative Society Ltd.

 

BWTP Member Profile:

Women Cooperative Society Ltd.

Address: Kuleswor
City/Country: Kathmandu, Nepal
Contact Person: Dr. Sumitra Manandhar Gurung
Executive Chairperson
Contact Number: 9851041075
Fax Number: 977-1-4302061 
Email Address: wcsbo@wlink.com.np 
Website:  
 

MEMBER OVERVIEW
Mission:
To uplift the socio economic condition of rural as well as urban women through access of financial services and other development services and thereby alleviate poverty through women empowerment.

OUTREACH (As of YR 2009)

 

Number of Clients Served  13,854
Number of Active Borrowers    8,856
Female    8,856
Number of Active Depositors  13,854
Female  13,854

PRODUCTS / SERVICES

Loan Products:

General Loan
Seasonal Loan
Social Loan
Medical Treatment Loan
Bio-gas Loan  

Micro Business Loan - are provided to deprived women to uplift their living standard. Loan is provided to individual on group guarantee in center meeting without any collateral.

Savings products - are Group Savings, Center Fund Savings, Personal Savings, Household Savings and Upakar Kosh Savings (Member Benefit). Group Savings is of certain amount is compulsory whereas Personal Savings is optional. 

FINANCIAL INFORMATION

 

(In US$)  
Average Loan Balance per Borrower                 133.15
Average Savings Balance per Saver                   68.14
Total Assets      3,493,277.86
Savings        944,021.49
Equity          89,390.18
Outstanding Loans       1,355,155.11
Gross Loan Portfolio      1,355,155.11
   
Capital/Asset ratio 1.6%
Debt to Equity ratio 3920.9%
Deposits to Loans 69.7%
Deposits to Total Assets 31.6%
Gross Loan Portfolio to Total Assets 45.4%

COMPARATIVE PORTFOLIO STATUS REPORT 2007-2009

NEWS

 

EVENTS

 

PUBLICATIONS

 

DISCOVER OUR MEMBERS