VisionFund (Cambodia) Co. Ltd.

BWTP Member Profile:

VisionFund (Cambodia) Co. Ltd.

Address:	# 20, St. 71, Sangkat Tonle Bassac
City/Country:	Khan Chamkamon, Phnom Penh
Contact Person:	Mr. Chee Chin Hoe Chief Executive Officer
Contact Number:	(855) 23-216-054
Fax Number:	(855) 23-216-220
Email Address:	vfc_information@wvi.org
Website:	http://www.visionfund.com.kh/

MEMBER OVERVIEW

VisionFund Cambodia seeks to help these entrepreneurial poor get a start in business through the provision of small loans, with the goal of breaking the cycle of poverty.

Our work extends and complements World Vision's ministry by focusing on poor families to establish secure, healthy and dignified lives.

As of December 2008, VisionFund Cambodia is now serving nearly 80,000 clients with loans to the value of US$17,052,891

MISSION:

VisionFund is a Christian company that provides financial services to help the poor liberate themselves from poverty.

OUTREACH (As of YR 2010)

Number of Clients Served	241,881
Number of Active Borrowers	108,047
Male	12,823
Female	95,224
Number of Active Depositors	57
Male	30
Female	27

PRODUCTS / SERVICES

1. Small Business Loan is used for business or IGAs that earn income on daily, weekly, forthnightly, or monthly basis.

2. Agricultual Loan is used for agricultural activities or business or IGAs that earn only seasonal incomes e.g. pig raising, vegetable growing, etc...

3. Asset Creation Loan Product is a kind of loan product to clients for purchasing assets expecially productive assets, such as car, bike, motorbike, etc...

FINANCIAL INFORMATION (As of Year 2010)

(In US$)
Average Loan Balance per Borrower	$ 278.00
Average Savings Balance per Saver	$ 1.91
Total Assets	$ 36,627,028.00
Savings	$ 109.00
Equity	$ 9,310,378.39
Outstanding Loans	$ 30,017,044.00
Gross Loan Portfolio	$ 30,017,044.00

Capital/Asset ratio	20.67%
Debt to Equity ratio	294.00%
Gross Loan Portfolio to Total Assets	81.95%
Return on Assets	2.20%
Return on Equity	8.60%