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Rural Community Development Society (RCDS)


 

BWTP Member Profile:

Rural Community
Development Society

Address: Bholay Shah Bazar Mandi Fiazabad Tehsil & District Nankana
City/Country: Sahib, Pakistan
Contact Person: Rashid Ahmad
HR Manager
Contact Number: 92-56-2882050-2882550 or 92-300-4274983
Fax Number: 92-56-2882552
Email Address: rcdspak@gmail.com
Website: www.rcdspk.org

MEMBER OVERVIEW

Rural Community Development Society is a Non Governmental Organization, founded in 1995 and registered in 1998 under the Societies Registration Act 1860. The organization is working in Sheikhupura and Nankana Sahib, Kasur and Faisalabad Districts. It is a community development entity that implements different programs at grassroots level aimed at attaining sustainable development.

RCDS is working on poverty alleviation and empowering marginalized, deprived, oppressed and neglected communities through Micro Finance & Enterprise Development Facility, Community Physical Infrastructure, Education, Health, Capacity Building and Advocacy programs. RCDS believes that empowerment and social change is only possible through ensuring the effective and efficient participation of marginalized communities in economic development.

Vision:
A fully empowered society having social justice,Economic strength and political freedom and allowing its individuals to avail their potential for the societial benifits on equal basis

Mission:
Empower the marginalized communities and strive for the developed society having social jusitice,economic strength and political freedom and believing in equality ,peace and tolerance .

OUTREACH (As of YR 2010)

Number of Clients Served      40,491
Number of Active Borrowers      15,258
Male        2,288
Female      12,970
Number of Active Depositors      15,258
Male        2,288
Female      12,970

PROGRAMS / SERVICES

Microcredit General Loans: for the 12 months on the equal installment, 

Emergency Loans: for the six month on the equal installment with General Loans 

Enterprise Development Facility Loans: offered to matured clients of the MC General Loans for the 18 months 

Microfinance for Innovative & Outrach Program (MIOP) Loans: focus on the livesotck financing for the 30 months 

All the Loans are disbursed in the form of the Groups through strong screeening and apprasial 
Business Development Services, Social and Technical Trainings

FINANCIAL INFORMATION (As of YR 2010)

Average Loan Balance per Borrower                  170
Total Assets        3,582,744
Equity          635,959
Outstanding Loans         2,518,333
Gross Loan Portfolio         2,583,845


Debt to Equity ratio 4.36%
Deposits to Loans 0.31%
Deposits to Total Assets 0.24%
Gross Loan Portfolio to Total Assets 0.72%
Return on Assets 0.20%
Return on Equity 0.11%

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