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GUARDIAN


 

BWTP Member Profile:


Gramalaya Urban And Rural Development Initiatives And Network (GUARDIAN)


Address: No.7/1, Star Avenue, Behind Taj marriage Hall, Karur By pass Road
City/Country: Trichy-620002, India
Contact Person: Mr. D. Paul Sathianathan
Chief Executive Officer
Contact Number: 094431 88305
Fax Number:
Email Address: paulsathianathan@guardianmfi.org
Website: www.guardianmfi.org

MEMBER OVERVIEW

BACKGROUND

GUARDIAN is an acronym of Gramalaya urban and rural development initiatives and network, a micro finance institution (MFI) and a not for profit organization with no capital, registered under Sec. 25 of Companies Act 1956 was came into existence from 6.11.2007 with its Administrative office at Raja colony, Trichy and it was promoted by Gramalaya NGO, which is pioneer in the field of water and sanitation for more than 2 decades in Tiruchirapalli District.


VISION

GUARDIAN envisions poorer societies to have easy access to water and sanitation facilities at household level through micro credit.


MISSION

» To promote household water and toilet facilities under water credit

» To involve likeminded NGOs, MFIs and financial institutions for the cause of watsan promotion

» To provide technical support for creation of low cost infrastructures on watsan

» To create healthy society and safe environment

OUTREACH (As of YR 2010)

Number of Clients Served 8,306
Number of Active Borrowers 8,306

PRODUCTS / SERVICES

FINANCIAL INFORMATION (As of Year 2010)

In US$
Average Loan Balance per Borrower                  167.00
Total Assets             26,985.00
Outstanding Loans        1,174,052.00
Gross Loan Portfolio        3,170,889.00


Capital/Asset ratio 6.0%
Debt to Equity ratio 16.0%
Deposits to Loans 7.0%
Deposits to Total Assets 6.0%
Gross Loan Portfolio to Total Assets 89.0%
Return on Assets 3.0%
Return on Equity 96.0%

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