GM Bank, Inc.

BWTP Member Profile:

GM Bank, Inc.

Address:	Brgy. Dimasalang, Maharlika Highway
City/Country:	Cabanatuan City, Nueva Ecija, Philippines
Contact Person:	Tomas S. Gomez IV President and CEO
Contact Number:	(044) 940-6000
Fax Number:	(044) 463-0316
Email Address:	tg4@gmbank.com.ph
Website:	www.gmbank.com.ph

MEMBER OVERVIEW

Background:
GM Bank, Inc. is a consolidation of two (2) of Nueva Ecija’s most established rural banks namely the Community Rural Bank Inc. (CRBI) & the Muñoz Rural Bank Inc. (MRBI).

Mission and Vision:
1. To reach the rural areas of the region where delivery of credit facilities is difficult.

2. To stay side by side with farmers and rural folks who cannot obtain financial services from commercial banks, and

3. To remain as able partner in the agro-industrial growth of the far-flung areas of the region.

OUTREACH (as of 2008)

Number of Active Borrowers	28,014
Number of Active Depositors	59,482

PRODUCTS / SERVICES

DEPOSIT SERVICES:
Savings Account
Checking Account
Automatic Transfer Account (ATA)
Time Deposit

OTHER SERVICES:
Money Transfer
3 IN 1 Silver and Gold Deposit

CREDIT SERVICES:
Agricultural Loan
Commercial Loan
Industiral Loan
Special Financing

OTHER LOANS:
Salary Loan
Loan Against Peso
Deposit
Embassy Loan

OTHER PRODUCTS & SERVICES:
G-CASH
• Text a REMITTANCE
• Text a DEPOSIT
• Text a WITHDRAWAL
• Text a PAYMENT
• Text a BILL PAY
• Text a SWELDO (Salary)

ATM SERVICE(On selected branches only)
• WITHDRAWAL
• BALANCE INQUIRY
• CASH ADVANCE

FINANCIAL INFORMATION

(In US$)
Average Loan Balance per Borrower	$ 848.51
Average Savings Balance per Saver	$ 339.66
Total Assets	$ 33,222,253.61
Savings	$ 20,205,727.55
Equity	$ 2,972,403.64
Outstanding Loans	$ 23,770,461.72

Capital/Asset ratio	8.95%
Debt to Equity ratio	1017.41%
Deposits to Loans	85.00%
Deposits to Total Assets	60.82%
Return on Assets	1.18%
Return on Equity	14.45%