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LOAN PRODUCTS
Chhimek Bikas Bank has run mainly three types of loan product and other loan products under the micro credit program.
a) General Loan
b) Discipline Loan
c) Micro Enterprise loan
d) CGISP Loan
e) Unit House Loan
f) Consumer Loan
g) Alternative Energy
SAVING PRODUCTS
The bank has offered five types of saving products. The bank pays 8% interest in daily balance method to four kinds of saving. They are followings:
a) Monthly saving
b) Disaster saving
c) Optional saving
d) Unit fund
e) Pension Saving
SECURITY FUND
The bank has managed two types of security fund.
a) Cattle security fund
b) Loanee member security fund
REMITTANCE SERVICE
With the motive of making easy to receive the amount from abroad and different places of Nepal sent by the members' relatives in their doorstep, the bank has launched the remittance service too. The bank has provided the remittance service through the Western Union Money Transfer, Himal Remit, IME, Prabhu Money Transfer, Manakamana Money Transfer, Bok Money Transfer etc.
DISCIPLINED MEMBER WELFARE FUND
This fund is created for the disciplined unit. Every Unit can get Rs. 250/- monthly if thre is 100% pre recovery,100% loanee in unit,the unit evaluation number is not less than 80 in every monthly meeting, Unit with unit house, good utilization of loan ,full unit, good disciplined record . This amount can be used in the work of their need by themselves such as education, health or in the oth er crisis etc. This fund is created according to the need of time and for the support of member future. The members have not to return this amount to the bank.
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