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OUR PARTNERS



 

Alalay Sa Kaunlaran Inc.


 

BWTP Member Profile:

Alalay Sa Kaunlaran Inc.

Address: 105 Maharlika Road
City/Country: Cabanatuan City, Philippines
Contact Person: Mr. Rolando B. Victoria
Executive Director
Contact Number: (6344)600-0393
Fax Number: (6344)463-5780
Email Address: aski@mozcom.com
Website: www.aski.com.ph
 

MEMBER OVERVIEW

Background
ASKI was officially registered with the Securities and Exchange Commission (SEC) on March 23, 1987 as a non-stock, non-profit organization committed to the promotion and development of micro and small-to-medium enterprises and the delivery of social services. It formally launched operations on July 1, 1987.

Mission: 
• Enhance spiritual life of our stakeholders through daily devotions, retreats and Christian enrichment activities.
 • Ensure economic security of our clients by providing financial services and technical expertise.
 • Link with domestic and foreign partners to realize community development programs and projects.
 • Develop talents and skills of the Board of Directors/Trustees, managers and employees.
 • Safeguard resources, well- being and prestige of ASKI.

OUTREACH (As of YR 2010)

Number of Clients Served       309,512
Number of Active Borrowers         65,587
Male         14,874
Female         50,713

PRODUCTS / SERVICES

Business Development and Support Service
Business Development and Support Service is an integrated delivery mechanism of non-financial services that aims to provide clients with the leverage, opportunity bases, and markets needed to make their business prosper.
> Values Education Services
> Livelihood Skills Development
> Product Development Training
> Marketing
> Accounting, Auditing and Consultancy

Community Development
It is through Community Development that ASKI reach out for our "partners", assisting them to address their community issues and finding means to improve their lives.

Microfinance
I. LOAN PRODUCTS
     a. Alalay Sa Kabuhayan Program (AKP) also known as Trust Bank Loan Program
     b. ASA Methodology
     c. Individual Lending Program (ILP)
     d. Small Market Vendors Lending Program
     e. Fully Secured Lending Program
     f. Agricultural Loan (Agri-Loan)
     g. Salary Loan

II. SAVINGS PRODUCTS
     a. Capital Build-Up (CBU)
     b. Emergency Fund (EF)

III. MICRO INSURANCE
     Mutual Aid Fund (MAF)

FINANCIAL INFORMATION (As of YR 2010)

(In US$)
Average Loan Balance per Borrower                      287.11
Average Savings Balance per Saver  n/a
Total Assets          21,342,106.60
Savings n/a
Equity           2,982,588.87
Outstanding Loans          13,808,141.02
Gross Loan Portfolio          13,808,141.02


Capital/Asset ratio 14.0%
Debt to Equity ratio 6.0%
Deposits to Loans n/a
Deposits to Total Assets n/a
Gross Loan Portfolio to Total Assets 65.0%
Return on Assets 2.0%
Return on Equity 22.0%

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