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ABOUT BWTP
The Banking With The Poor Network is Asia's regional microfinance association. Learn more >>
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ATTEND OUR EVENTS
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Alalay Sa Kaunlaran Inc.
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Background ASKI was officially registered with the Securities and Exchange Commission (SEC) on March 23, 1987 as a non-stock, non-profit organization committed to the promotion and development of micro and small-to-medium enterprises and the delivery of social services. It formally launched operations on July 1, 1987.
Mission: • Enhance spiritual life of our stakeholders through daily devotions, retreats and Christian enrichment activities. • Ensure economic security of our clients by providing financial services and technical expertise. • Link with domestic and foreign partners to realize community development programs and projects. • Develop talents and skills of the Board of Directors/Trustees, managers and employees. • Safeguard resources, well- being and prestige of ASKI.
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| Number
of Clients Served |
309,512 |
| Number of Active Borrowers |
65,587 |
| Male |
14,874 |
| Female |
50,713 |
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Business Development and Support Service Business Development and Support Service is an integrated delivery mechanism of non-financial services that aims to provide clients with the leverage, opportunity bases, and markets needed to make their business prosper. > Values Education Services > Livelihood Skills Development > Product Development Training > Marketing > Accounting, Auditing and Consultancy
Community Development It is through Community Development that ASKI reach out for our "partners", assisting them to address their community issues and finding means to improve their lives.
Microfinance I. LOAN PRODUCTS a. Alalay Sa Kabuhayan Program (AKP) also known as Trust Bank Loan Program b. ASA Methodology c. Individual Lending Program (ILP) d. Small Market Vendors Lending Program e. Fully Secured Lending Program f. Agricultural Loan (Agri-Loan) g. Salary Loan
II. SAVINGS PRODUCTS a. Capital Build-Up (CBU) b. Emergency Fund (EF)
III. MICRO INSURANCE Mutual Aid Fund (MAF)
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| (In
US$) |
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| Average Loan Balance per
Borrower |
287.11 |
| Average Savings Balance per
Saver |
n/a |
| Total Assets |
21,342,106.60 |
| Savings |
n/a |
| Equity |
2,982,588.87 |
| Outstanding Loans |
13,808,141.02 |
| Gross Loan Portfolio |
13,808,141.02 |
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| Capital/Asset ratio |
14.0% |
| Debt to Equity ratio |
6.0% |
| Deposits to Loans |
n/a |
| Deposits to Total Assets |
n/a |
| Gross Loan Portfolio to Total
Assets |
65.0% |
| Return on Assets |
2.0% |
| Return on Equity |
22.0% |
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