ASA has emerged as one of the largest and most efficient Microfinance Institution (MFI) in the world and has been working relentlessly to assist the poor since its inception in 1978.

The major drive behind ASA is to gradually eradicate poverty from society.

During its early years, ASA undertook various development programs like awareness building for social action, training local birth attendants, capacity building of journalists, etc. In the mid-80's it introduced new programs working in the sector of health and nutrition, education, sanitation, etc. It was at this stage that ASA introduced microcredit as a pilot project.

From its hands on experience in the field, and by evaluating the impact of development assistance, ASA realized that financial solvency, to a great extent, is what the poor need to bringing positive changes in their lives. In 1992, this paradigm shift led ASA to focus solely on microfinance as its tool in fighting poverty.

Vision:
The vision of ASA is to establish a poverty free society.

Mission:
The institutional mission of ASA is to support and strengthen the economy at the bottom of the socio-economic pyramid by facilitating access to financial services for the poor, marginalized and disadvantaged.

Number of Active Borrowers:   5,877,440
Number of Active Depositors:  5,537,668

Basic Loan Products
Special Loan Products
Savings Products
Insurance/Security Fund Product
Health Assistance
Partnership

 (In US$)
Average Loan Balance per Borrower    $79.54
Average Savings Balance per Saver    $16.96
Total Assets              $528,248,360
Outstanding Loans     $451,525,171
Gross Loan Portfolio   $467,474,055

Capital/Asset ratio   52.1%
Debt to Equity ratio    8.2%
Return on Assets       2.3%
Return on Equity        3.8%