backINDONESIA
August 2004
Indonesia is one of the leading examples of microbanking in Asia, as regulated financial institutions (BPRs, BKDs and Bank Rakyat Indonesia) provide the bulk of microfinance services throughout the archipelago. In addition, other financing vehicles such as government programs, cooperatives (KUD) and NGOs provide alternative microfinance services. NGOs provide microcredit to the lower end of the market, traditionally underserved by regulated institutions.  

In August and September 2004, in partnership with the Gema-PKM (Gerakan Bersama Pengembangan Keuangan Mikro), the Indonesian Movement for Microfinance Development, the Banking with the Poor Network Secretariat conducted a series of individual consultations with leading practitioners and other supporters (wholesalers, government, central banks, training and networking organisations, commercial banks and regulated companies). It was the opportunity to build the base for a collaborative relationship with local organisations, to integrate them in the regional information sharing platform put in place by the BWTP network, the Asia Resource Centre for Microfinance (ARCM), and to collect essential and updated information. 

These consultations focussed on the the topics discussed in the workshop organised on the 27 August 2004 in Jakarta, hosted by Bank Indonesia, and presented below. Local experts and leading practitioners were asked to present relevant papers and to participate to discussion panels. The central theme of the workshop was "Sharing microfinance resources and knowledge in Indonesia". 

For each topic included in the workshop agenda,  speakers provided their views and perspectives through a short presentation, summarising in some cases a more elaborated paper.

For presentations in Bahasa Indonesia, click here.

Opening Speeches

  • Bambang Ismawan, General Secretary of Gema PKM Indonesia  (Presentation)

  • Pascal Marino, Program Coordinator for the Banking With The Poor Network (Presentation)

  • Burhanuddin Abdullah, Governor of Bank Indonesia 

  1. Policies, regulations, and systems that promote sustainable microfinance services to the poor and poorest

Moderator: Dr. Bayu Krisnamurti, Director of PSP IPB

  • Sri Mulyati Tri Subari, Deputy Director Pengawasan BPR, Bank Indonesia   (Presentation)

  • Siti Sundari N. Kadiv, Credit Program, Bank Rakyat Indonesia   (Presentation)

  • Mr. Titus K. Kurniadi, Deputy General Secretary of Gema PKM Indonesia (Presentation)

  1. Linkages programs with commercial banks

Moderator: Ir. Riza Primahendra, Gema PKM Indonesia

  • Denny Admiral Nasir, Assistant Vice President, Department Head, Small Business Product Management, Bank Mandiri

  • Mr. Abdul Salam, Director of  Funding, Business Development and Institutional Relation, PT Permodalan Nasional Madani (PNM)

  • Mr. Soni Harsono, General Chairman of PERBARINDO

  • Ms. Widayati, P4K, Ministry of Agriculture.   (Presentation)

  1. Innovations and best practices in microfinance

Moderator: Mr. Aries Muftie, Director of PT. Permodalan Nasional Madani (PNM)

  • Mr. Y. Arihadi, Director of Microfinance Development Centre, Bina Swadaya (Presentation)

  • Mr. Palgunadi T. Setyawan, President Director of Dharma Bhakti Parasahabat Foundation

  • Mr. Imam Haryadi, Deputy of Family Welfare and Family Empowerment - BKKBN.   (Presentation)

  • Ms. Nani Zulminarni, Chairperson PPSW (Center for Women's Resources Development)   (Presentation)

Closing Speech

  • Mr. Gunawan Sumodiningrat, Secretary of Poverty Alleviation Committee

Conclusion and recommendations

  • Mr. Bambang Ismawan, General Secretary of Gema PKM Indonesia

Note: If you have difficulties downloading the documents, you can receive them by email, please contact  anasantos@fdc.org.au